As a California business owner or manager, you already know that many business owner policies don't carry enough liability coverages to completely cover you against unforeseen claims and lawsuits. That's where a business package insurance policy can save the day – not to mention save your wallet too.
Almost all businesses need this type of policy, if for no other reason than that the world is increasingly filled with litigious minded...
Commercial auto insurance covers all vehicles (cars and trucks) against property and liability risks. It also covers all of your employees who are operating their personal vehicles while working for your business. Whether your California company owns one car or a fleet, covering this exposure as soon as possible can help you minimize your potential loss.
At Lucchese Insurance Agency, we create a business auto insurance package tailored to...
If you own a California based business with employees, it’s a state law that you provide your employees with Workers’ Compensation insurance. Any business that operates without Workers’ Compensation insurance can be shut down and imposed with hefty fines by the State of California.
Workers’ Compensation insurance provides your employees with the following coverage:
Medical treatment for on the job injuries;
Reimbursement for lost wages...
If you own a condo, house, apartment or office building and you are renting out space, then you must have building coverage insurance. Building coverage insurance protects your property much like regular homeowners’ insurance protects a home, but it also includes liability coverage.
Common liability coverage options are:
Legal liability for pollution
As a California apartment building owner, you have an incredible amount of liability to worry about. Any disaster that happens on your property is your responsibility whether it is from structural damage, maintenance issues, theft, fire or personal injury.
All these risks make you a liability to most insurance companies. However, at Lucchese Insurance, we specialize in California apartment building insurance. Our custom tailored policies...