Joseph's mission is to help his clients attain financial security for
their families and businesses. He is committed to providing each of
his clients with strong financial solutions that are tailored to their
particular needs and goals, and to continually monitor and update the
progress towards these goals over their lifetime.
?Joseph became a financial services professional because of his
personal experience. His father, a prominent construction owner lost a
15 million dollar company because of an accident, which resulted in
disability and devastating financial ramifications. Because of this,
Joseph educates the contracting market on asset protection and
preservation. More specifically, he guides his clients through
protecting their income with disability income insurance and long-term
care insurance. He also helps small business owners and young families
achieve long-term growth using life insurance and various investment vehicles.
?Joseph partners with individuals and small business owners to
leverage insurances and buy/sell agreements to protect assets. Through
the analysis of insurance and investment fees, Joseph can help lower
costs while maintaining benefits. Often, his clients have the right
idea but need his expertise to execute their plans to generate
increased income and create savings.?
Joseph has an expansive network of trusted alliances with banks, law
firms, and accounting firms throughout the Northeast. These
collaborations help provide clients with access to resources that may
not otherwise be available.
Steven Randby has over 18 years of experience in the insurance and
financial services industry. He has extensive knowledge in employer
sponsored benefit programs and individual estate and family owned
business succession planning. Steve is passionate about helping
individuals plan for their financial future.?
He graduated from Adelphi University with a bachelor’s of Science in
Education and played on their Men's Lacrosse team. He earned his LUTCF
designation from The American College and is a Registered
Representative of HTK and has other security licenses in several other states.?
Steve is an avid Lacrosse fan and tries to stay current on the sport.
He is a glutton for punishment being both a NY Met's and Jet's fan.
For the last 7 years, he has been active with Habitat for Humanity and
has assisted on builds and giving back to the community. In Steve's
free time, he is very active in the outdoors from everything from
fishing, hiking and skiing.