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Founded In: 1989
Size: 250-499 Employees
Annual Vol: Undisclosed

Our Story

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Providing the trade and commercial construction industry with a unique out of the box insurance that pays them cash when critically ill or hurt and if clients stay healthy, there premiums are refunded. 

About Family Heritage:

Family Heritage is a wholly owned subsidiary of Torchmark Corporation (NYSE:TMK). Family Heritages supplemental insurance products provide benefits beyond traditional health insurance or disability, which helps employees focus on the getting healthy instead of the bills. Family Heritage is best known for their supplemental cancer, heart, and accident policies that offer a return of premium.

We are able to offer benefits with or with out pay roll. Plans have multiple levels of coverage, no lifetime limits, and can be made available to all family members. 

FHL has relieved numerous awards and honors for outstanding customer service and community outreach. FHL proudly serves millions of families and supports sales professionals across the nation.

About Transparent Financial:

Transparent Financial is an independent insurance agency partnered exclusively with Family Heritage Life Insurance Company of America, and we specialize in offering affordable supplemental health insurance policies to business owners and individuals in different markets across the country. We are located right behind the Mall of America in Bloomington, MN. We are the fastest growing organization in Family Heritage and received the Agency of the Year award in December 2018. 

About Lindsay Lyder:

Lindsay has been with Family Heritage for 5 years. She grew up around the trades, logistic industry, and around family members who volunteer in the community. She have a unique prospective and understands what can happen if someone in this industry cannot work due to an injury or critically illness. She helps companies retain employees in a competitive job market by providing a unique out of the box benefit that employees want, at no cost to the business.  Her number one priority is her clients and if they don’t use the insurance they get all of there money back.


What We Do

Products/Services Relating to Insurance

Project Experience

Union Non-Union Prevailing Wages (Davis Bacon)
Service Sector:
Public Private
Project Types:
New Alterations/Renovations Interior Fit-Ups Service Work/Repairs
Office Building
Single Family Residential
Misc Project
Residential Building

Service Areas

Associations & Memberships

Member of BBB (Better Business Bureau) BBB (Better Business Bureau)
Member of MTA (Minnesota Trucking Assn.) MTA (Minnesota Trucking Assn.)
Member of The Blue Book Network The Blue Book Network
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