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Founded In: 2014
Size: 1-4 Employees
DUNS: 079558619
Small Business Enterprise

Our Story

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Cardinal Business Financing, Inc. is a primary funder in the building and construction industry.  We are a boutique lender using our own access to capital as well as those of others.  That allows us to bring you the most cost effective financing options for your company.  Without all of the layers of management, we can focus on your particular needs, quickly, efficiently and with the best rates.  That is The Cardinal Edge®.

At Cardinal Business Financing, Inc., we take great pride in using our deep industry knowledge and analytical expertise to find financing for builders, contractors, architects, investors and many others across the spectrum of credit situations.

The  Cardinal Edge® Express Equipment Program:

  • Application Only Financing up to $200,000 with NO Tax Returns and No Financials

  • Financing up to $10 million 

  • Same Day Approval (Generally 4 to 24 hours)

  • Flexible Payment Plans (seasonal, skip, touch and 90 days deferred)

  • New and Used Equipment

  • Damaged Credit is OK

  • Start-ups are OK

As a small business ourselves, we understand the importance of financing for a variety of needs: expansion, equipment acquisition, unanticipated tax bills, seasonal inventory or payroll requirements. We also work with a variety of business types so we have experience with your unique situation: startups, early-stage companies, established companies looking to expand or companies with less-than-stellar credit situations.

Other Financing Programs:

  • Working Capital Loans 12 month to 10 year terms
  • Equipment Financing and Leasing 
  • Business Acquisition Financing
  • Invoice Financing
  • Real Estate Financing (warehouses, office buildings, mixed use, multifamily)

We know that at the end of the day, cash flow is the critical issue for small businesses. We’ve set our business processes up to maximize our customers ability to positively impact cash flow; we place a priority on efficiency of application and speed to decision so you obtain the working capital you need quickly.

Please contact us today for a free, no-obligation analysis of your financing needs. A member of our professional staff will contact you to discuss your business’ short and long-term financial needs.

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What We Do

Products/Services Relating to Financial Services

Project Experience

Union Non-Union Prevailing Wages (Davis Bacon)
Service Sector:
Public Private
Project Types:
New Alterations/Renovations Interior Fit-Ups Service Work/Repairs
Project Size:
From $10,000 and above

Service Areas

Associations & Memberships

Member of American Association of Commerical Finance Brokers American Assocation of Commercial Finance Brokers (AACFB) American Assocation of Commercial Finance Brokers (AACFB)
Member of NAELB (National Assn. of Equipment Leasing Brokers) NAELB (National Assn. of Equipment Leasing Brokers)
Member of New England Culinary Group New Englad Culinary Group (NECG) New Englad Culinary Group (NECG)
Member of NGCOA (National Golf Course Owners Assn.) NGCOA (National Golf Course Owners Assn.)
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