Cultiva Financial

Whether your business has an established credit, new credit or challenged credit we are confident our financial solutions can help you navigate the intense capital demands of the construction industry. We are a finance company that specializes in working with contractors of all trades and sizes. We know firsthand the cash flow problems that businesses face in today’s market. We provide clients access to funds and equipment to enables them to grow and prosper.

FACTORING

People hate to wait for their money to come in. In our industry you’ll get paid 30 days out, if you’re lucky. We help companies have better cash flow by advancing funds on their pay-apps and invoices. They get paid as soon as their pay app or invoice is approved.

EQUIPMENT FINANCING

Many companies are stuck renting equipment because they can’t afford to buy it outright and were not approved for financing through traditional channels. We can buy that equipment for them and put it on a lease or finance program. Payments are typically 50%-70% less than what they would otherwise pay monthly on rent.