Card Systems, Inc.

Zero Cost processing to keep 100% of the sale and surcharge

Accepting credit cards is a necessity in today’s world.  As a business owner, you want to offer every means of payment you can to your customers, but the cost of processing high ticket transactions on a credit card could be putting a serious dent in your profits.

The practice of charging a small convenience fee for the privilege of using credit cards is already commonly used in many countries, and in 2013 surcharging became legal in the U.S.  Until recently, some states, including Florida, have prohibited surcharging.  Although Florida statutes currently prohibit surcharging, the US Supreme Court has determined that the Florida law is unconstitutional based on the Freedom of Speech protection.  Surcharging is growing in popularity among many different industries and will continue to grow as more business owners realize the savings this solution can bring them.  By switching to a zero-cost credit solution, many merchants have seen an enormous savings to their bottom line.

Businesses offering specialty products and services are often hit the hardest because the majority of their transactions are high ticket amounts.  A zero cost credit processing solution is perfect for these business types.  Making sure that your surcharge rate is fair and transparent isn’t always as easy as it may sound.  We’ve seen surcharge rates as high as 4%, and we can help guide you with lower options.  Fortunately, it is possible to ensure your business is charging a fair surcharge that covers the entire cost of accepting credit cards.

You have to ask yourself, is it good for you?  And, will your customers give you push back?  Passing credit card fees to your customers allows you to increase your income, which could amount to thousands of dollars every year!  Acceptance will continue to grow with consumers as more industries begin to implement surcharging.  Click here for common frequently asked questions.  If you would like more information about this solution for your business, contact us today!