Rueter Insurance

Joe always delivers for us!

We work with large GCs that require strict contract wording, tight insurance requirements, and expert certificates of insurance to be quick and correct. We"ve counted on him for 18 years. Joe always delivers for us.

Donna Blaszcyk

Blasz Construction

Feasterville, PA

If you’re like our construction clients, you expect an insurance broker to actively manage your insurance program to provide proper protection, reduce costs, and give you a competitive advantage. And like you, Rueter Insurance is a hands-on organization. So, here’s what you can expect from us —

Aggressive safety and injury claim management programs designed to reduce injuries, keep them low, and get injured workers back on the job quickly.

Return-to-work programs, early reporting of claims, and monitoring Experience Modification Factor to keep it as low as possible to minimize workers’ compensation premiums and qualify for work with top GCs.

OSHA compliance programs.

Pre-job safety meetings to establish proper procedures and coordinate with other trades.

Establish and monitor loss control programs.

Help avoid costly hiring mistakes, including pre-employment physicals, and pre-hire and post-injury drug tests.

Review of subcontractor agreements and insurance requirements to assure compliance. (Pre-qualified Insurance program notification to Key GC's)

Alternate quotes for Contractors Professional Liability coverage and ‘your work coverage’ and/or E&O.

Regular claims review meetings to assure thorough follow through.

Subcontractor agreements with insurance requirements and ‘hold harmless’ agreements that favor you and are in accord with top GCs.

Equipment inspections of forklifts, scaffolding, ladders, electrical equipment, etc.

Proper subcontractor documentation, including Certificates of Insurance and signed contracts with Indemnification agreements and broad Additional insured wording.

Require that environmental work be outside the job description in contracts.

Review contracts and insurance requirements before they are signed.

Provide detailed costs on a variables and fixed cost basis. 

Insurance payments on a "pay as you go" basis. 

Workers Compensation experience modification review and calculations on future estimates.

Monitor Wrap-up/ CCIP workers compensation policy claims

Assistance with CCIP paperwork for Bids.

Auto Fleet Safety Programs for Construction vehicles and Personal use vehicles.

Loss control training videos for various Construction topics to assist with loss control and Pa Safety Credit

Monitoring and assistance with the Pa, Del and NJ wage credit applications