Cardinal Business Financing

Southbury, Connecticut 06488
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Our Story

Cardinal Business Financing, Inc. is a primary funder in the building and construction industry.  We are a boutique lender using our own access to capital as well as those of others.  That allows us to bring you the most cost effective financing options for your company.  Without all of the layers of management, we can focus on your particular needs, quickly, efficiently and with the best rates.  That is The Cardinal Edge™.

At Cardinal Business Financing, Inc., we take great pride in using our deep industry knowledge and analytical expertise to find financing for builders, contractors, architects, investors and many others across the spectrum of credit situations.

The Cardinal Edge™ Express Equipment Program:

  • Application Only Financing up to $150,000 with NO Tax Returns and No Financials

  • Financing up to $10 million 

  • Same Day Appoval (Generally 4 to 24 hours)

  • Flexible Payment Plans (seasonal, skip, touch and deferred)

  • New and Used Equipment

  • Damaged Credit is OK

  • Start-ups are OK

As a small business ourselves, we understand the importance of financing for a variety of needs: expansion, equipment acquisition, unanticipated tax bills, seasonal inventory or payroll requirements. We also work with a variety of business types so we probably have experience with your unique situation: startups, early-stage companies, established companies looking to expand or companies with less-than-stellar credit situations.

Other Financing Programs:

  • Working Capital Loans 12 month to 10 year terms
  • Business Acquisition Financing
  • Invoice Financing
  • Real Estate Financing (warehouses, office buildings, mixed use, multifamily)

We know that at the end of the day, cash flow is the critical issue for small businesses. We’ve set our business processes up to maximize our customers ability to positively impact cash flow; we place a priority on efficiency of application and speed to decision so you obtain the working capital you need quickly.

Please contact us today for a free, no-obligation analysis of your financing needs. A member of our professional staff will contact you to discuss your business’ short and long-term financial needs.

What We Do

Products and Services

Blue Book Network Classifications

We can be found under the following Blue Book Network Classifications.

CSI Codes

Our standard scope of services includes the following CSI Master Format™ code(s).

Company Information

Year Established:
Labor Affiliation:
Union Non-Union Prevailing Wages (Davis-Bacon)
Company Size:
10-19 Employees
Service Sector:
Typical Project Size:
From $10,000 and above
Project Types:
Interior Fit-Ups

Associations & Memberships

NAELB (National Assn. of Equipment Leasing Brokers)
NGCOA (National Golf Course Owners Assn.)

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