Compensation Guidance Services - Workers Comp. Recovery Program

Compensation Guidance, Inc. (CGS) is among New York, New Jersey and the nation's leading independent workers' compensation oversight firms. We specialize in reviewing previous audits and existing policies, identifying and correcting errors and overcharges, resulting in lowered premiums on future policies and credits/refunds on current and past policy/audits. In addition to reduced premiums and refunds, our clients benefit with the bidding process by having a lowered EMR.

CGS makes it work!

Too often, overpayments for workers' compensation policy premiums go undetected until an independent review, if ever. Rapid, and often confusing, changes in the New York Rating Board, New Jersey Rating Bureau and NCCI rules and regulations, as well as common occurrences of incorrect classifications, experience modification calculations (EMR), and audits are typical causes for discrepancies in workers' compensation policies.

Compensation Guidance, Inc. (CGS) conducts a confidential review of your policy, making certain your policy fits your business classification. When mistakes are found, CGS pursues and recovers your refund—at no cost to you. Our compensation consists of a percentage point of your total refund. If there is no refund, CGS takes no fee.